No Cost Loans

We are happy to provide you with our NO COST purchase or refinance option. This selection covers all lender fees associated with your loan transaction, including processing fees, underwriting fees, and associated title fees.

We cover the cost so the interest rates for these no cost loans do not increase. Our strong working relationships with investors allow us to offer you better interest rates due to the volume of loans we close. We are happy to pass the savings onto our clients — that’s our promise to you.

The no cost loan does not include escrow or impound accounts. Escrow accounts are not considered a cost since it includes funds used to manage the yearly on-time payment of your homeowner’s insurance and property tax.


  • Min Loan amount $200,000
  • 80% Loan to Value or Less
  • Purchase or Refinance
  • 740+ Credit Score
  • Full Underwriting Approval Required

Call our experts and get started now.